PaySafe holds your payment while your order is on its way. The seller gets paid the moment you confirm it arrived and is as described. No more sending money first and hoping.
1.99% per deal. No setup fees. Pay with MTN MoMo, Telecel Cash, AirtelTigo Money or bank transfer.
How a PaySafe deal works
Buyer or seller creates a deal with the item, the price and the other person's number. Both of you see the same terms before any money moves.
Pay by mobile money or bank transfer. PaySafe holds the funds. The seller can see the money is real and committed, but can't touch it yet.
The seller ships or hands over the item and uploads photos or video as proof. That evidence protects them if a delivery is ever questioned.
The buyer checks the item and taps Confirm receipt. PaySafe releases the money to the seller. Deal closed, nobody had to gamble.
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Use cases
Most buying in Ghana happens in DMs, calls and markets, with strangers, across cities. PaySafe fits into the conversation you're already having.
You've seen the posts, not the person. The vendor sees real money, and you keep the right to confirm before it's released.
Electronics are where scams hurt most. Test the battery, the screen and the iCloud lock, then confirm.
Distance stops being a trust problem. The seller uploads proof of dispatch, and you confirm when the parcel arrives.
Painters and other freelancers know the money is real before they start. They get paid once the work is finished in the agreed time.
Pay farmers and aggregators upfront without the risk. Funds release when the produce arrives as agreed.
Buyers who would never send money to a stranger will pay into PaySafe. Honest sellers close more deals and get paid on confirmation.
Built for trust
Escrow only works if buyers and sellers both trust it. Here's what each side gets.
Nothing reaches the seller until you tap Confirm receipt. If the item never shows up, the money hasn't gone anywhere.
Open the package, test the phone, try on the dress. Confirm only when it matches what you agreed on.
Item, price and fees are fixed when the deal is created, so there's no "the price changed" after you pay.
Questions or problems with a deal? Message the PaySafe team directly and get help from a person.
The buyer pays before you ship. You never send goods to someone who hasn't committed real money.
If the buyer doesn't confirm or raise a dispute within 7 days of delivery, the money is released to you automatically.
Upload photos or video when you dispatch. Your evidence is attached to the deal if a buyer claims nothing arrived.
When the deal closes, the money goes to your mobile money wallet. No chasing payments.
Raise a dispute before you confirm receipt. The money stays held while PaySafe reviews the deal terms and the evidence from both sides.
Disputes are resolved within the week. The funds are then released to the seller or returned to the buyer, based on what happened.
FAQ
Still have a question? Message us on WhatsApp
Start a deal
Enter the details to see exactly what each side pays and receives. When it looks right, continue in PaySafe to create the deal and send it to the other person.